Our Team

Our Team

At BankRI Investment Services, we strive to bring you the best of both worlds: expert knowledge to help you realize your goals and delivered with impeccable customer service that defines our company. With nearly 100 years of industry experience among us, our team knows the business—inside and out. And as longtime locals, they also know the needs of Rhode Islanders. All that’s left is getting to know you, so call us today—we’re at your service.

 

 

 

 

 

 

Melissa Trapp

Senior Vice President

Melissa has been in the financial services industry for more than 25 years. Melissa is a Chartered Retirement Planning CounselorSM (CRPC®) from the College of Financial Planningand an Accredited Investment Fiduciary® (AIF®) from the Center For Fiduciary Studies. She is a Registered Securities Principal through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. She holds FINRA Series 24 General Securities Principal registration, a Series 65 Uniform Investment Advisor registration, a Series 7 General Securities Representative registration through Commonwealth Financial Network®, and a Rhode Island Life, Accident and Health Insurance producer’s license. Melissa is responsible for the daily management and oversight of the BankRI Investment Services program in addition to serving as the Office of Supervisory Jurisdiction (OSJ) for Commonwealth Financial Network.

Melissa serves on the Board of Trustees of the Providence Preservation Society. She serves on the Finance and Investment Committees of both the Providence Preservation Society and Dorcas International Institute.

Melissa is a former registered representative of Fleet Investment Management; vice president of the FIS Companies; operations manager of the Mutual Benefit Life Insurance, and a trust administrator with RI Hospital Trust National Bank.

Melissa was recognized as one of "Ten to Watch" by Providence Monthly in 2006, and was one of the "Women to Watch" by Providence Business News in 2013. She received the Five Star Wealth Manager Award* in 2014, 2015, and 2016. In her spare time, she enjoys golf and traveling.

*The Five Star Award is based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 496 Rhode Island wealth managers were considered for the award; 175 (35 percent of candidates) were named 2016 Five Star Wealth Managers.  (The criteria provided reflects the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award, may vary from year to year). These awards are not indicative of the wealth managers' future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com.

CRPC badge
 
AIF Logo
 

 

 

 

Kevin DeAngelis

Senior Financial Consultant

As a senior financial consultant, Kevin assists clients with retirement and investment planning. He has been in the financial services industry for more than 23 years. He currently holds FINRA Series 7 General Securities Representative registration, a Series 65 Registered Investment Advisor registration through Commonwealth Financial Network®, and a Rhode Island and Massachusetts Life, Accident and Health Insurance producer license.

Before joining Bank Rhode Island, Kevin was a financial consultant with Citizen's Investment Services. Kevin is a Certified Retirement Counselor® (CRC®) from the International Foundation for Retirement Education®. Kevin has a BS in marketing from the University of Rhode Island. He is currently on the board of his local YMCA and serves as treasurer for the Wickford Art Association and the Saw Mill Homeowner's Association.

Kevin DeAngelis is proud to have been recognized as a President's Club advisor for 2017—a distinction based on annual production attained by 15 percent of advisors affiliated with Commonwealth Financial Network.

Each year, Commonwealth, the Registered Investment Adviser–broker/dealer that helps us process investment transactions on your behalf, recognizes President's Club advisors by inviting them to an exclusive gathering of their peers, leading industry experts, and Commonwealth home office staff. President's Club advisors benefit from an intensive learning and networking experience designed to help them hone their expertise, share best practices, and provide ever-higher levels of service, education, and leadership to their clients.

Presidents_seal
 
crc
 

 

Alan J. Testa

Senior Financial Consultant

Alan works closely with his clients, asking the right questions to fully understand where they are financially, and where they want to be. He works with them to find a strategy that fits, and meets with them at least annually to make sure that as circumstances change, so does that strategy.

Alan holds a FINRA Series 7 General Securities Representative registration, a Series 66 Uniformed Combine Registered Investment Advisor Investment Advisor registration through Commonwealth Financial Network®, and a Rhode Island and Massachusetts, Life, Accident and Health Insurance producer license. Alan also maintains a Certified Retirement Planning Counselor® (CRPC®) designation from the College of Financial Planning. He received the Five Star Wealth Manager Award* in 2015, 2016, and 2017. Prior to joining Bank Rhode Island, Alan was a financial advisor with Morgan Stanley and UBS. He has a BA from University of Rhode Island and resides in North Providence.

*The Five Star Award is based on 10 objective eligibility and evaluation criteria, including a minimum of 5 years as an active credentialed financial professional, favorable regulatory and complaint history, accepts new clients, client retention rates, client assets administered, education, and professional designations. 476 Rhode Island wealth managers were considered for the award; 188 (40 percent of candidates) were named 2017 Five Star Wealth Managers. (The criteria provided reflects the most recent year for which advisor received the award. The criteria used, the number of wealth managers considered for the award, and the percentage of those who receive the award, may vary from year to year). These awards are not indicative of the wealth managers' future performance. Your experiences may vary. For more information, please visit www.fivestarprofessional.com.

CRPC badge
 

 

 

Dana A. Sherman

Vice President

Dana has been in the financial services for 20 years. Dana is a Registered Securities Principal through Commonwealth Financial Network®, member FINRA/SIPC a Registered Investment Adviser. He holds FINRA Series 24 General Securities Principal registration, a Series 8 NYSE Branch Manager's registration, a Series 65 Uniform Investment Advisor registration, a Series 7 General Securities Representative registration through Commonwealth Financial Network®, and a Rhode Island Life, Accident and Health Insurance license. Dana is responsible for the daily operations and oversight, as well as all compliance related functions for the BankRI Investment Services program. He is a former senior registered representative of Quick & Reilly. Dana attended Franklin Pierce College where he majored in finance. Dana resides in Cranston with his wife and daughter.

Lori Reinhardt

Investment Officer

As an investment officer and registered representative, Lori works with the entire team to provide excellent customer service, sales support, and back office functions. Lori has been in the industry for more than 15 years. Lori holds FINRA Series 7 General Securities Representative registration through Commonwealth Financial Network® and a Rhode Island Life, Accident and Health Insurance producer license. In addition to her work at Bank Rhode Island, she volunteers for Gaspee Days Road Race and PPS Historic Homes Tours. Lori formerly worked for Ameriprise in South Bend, Indiana. She has a BA in business administration and economics with a minor in finance and history.

Mackenzie M. Richards, CFP®

Senior Financial Consultant

Mackenzie likes to collaborate with clients to identify their long-term goals. Then help them make sense of their finances that puts them in a better position to realize their goals. He believes in ongoing two-way communication as financial goals and external factors can necessitate updating a financial plan.
Mackenzie is a resident of North Kingston. A veteran of the U.S. Marine Corps as a mortarman and dog handler, Mackenzie was deployed to Iraq in 2008 and to Afghanistan in 2011. He is a CERTIFIED FINANCIAL PLANNER™ professional and has earned a bachelor's degree in business administration from the University of Rhode Island, a MS in business administration from San Diego State University, and an Executive Financial Planner Certificate from San Diego State University.